HUB International is pleased to be the broker of choice for
Ontario Sailing!!
Did you know….
Ontario ’s legislation, Bill 118, for those who talk & text while driving:
  • Holding or using a wireless communication device (a cell phone) or a portable electronic entertainment device (iPod) while driving is prohibited.
  • Using a cell phone or wireless communication device in hands-free mode, as long as you’re not holding it during use, is fine.
  • Using any device while pulled-over or parked in a way that you are not disrupting traffic, is fine.  
  • The systems used by Ambulances, Fire Departments, and Law Enforcement are exempt. 
  • Commercial GPS units along with similar dashboard-mounted devices that provide gauges and displays relating to logistical or navigation uses are fine. 
  • Will carry a fine of $500.  Demerit points will not be included, but depending upon the violation, police will have the option to also use existing careless driving laws for additional penalties.
Several provinces have already enacted similar legislation.  Numerous studies have shown:
  • cell phones are a leading cause of car crashes
  • cell phone distracted drivers are 4 times more likely to be in a car wreck
  • cell phones use while driving causes approx. over 200 deaths and half a million injuries each year
  • might be more dangerous than driving while intoxicated
  • talking on the cell phone reduces reaction time by 9% in terms of braking and 19% in terms of picking up speed after braking
 As the saying goes, Prevention is the best defense!
The Ontario Sailing Group Personal Insurance program isn’t just for your boats! HUB International can help you with insurance for your home, auto, cottage, and recreational vehicles.
At HUB International, our specialists are available to answer any questions you may have.  Call or email us today for a no-obligation quote! 1.888.717.SAIL (7245) or  You can also go
Group Advantage!
Having the power of a group to purchase your insurance is a great opportunity!  Being a member of Ontario Sailing means you are eligible for exclusive group insurance rates and benefits!!  Click here to check out the benefits!!
Latitude Pleasure Craft Program
At HUB International Ontario Ltd. we understand that proper insurance for your watercraft is critical to maintaining your lifestyle
  • No exclusion for regatta use
  • $2 million liability upgrade included at no extra charge
  • Competitive pricing
  • Program of choice endorsed by OntarioSailing


Group Home & Auto
We offer a full range of solutions for your home and automobile insurance needs including antique, collector, and recreational vehicles.
  • Ontario Sailing member discount
  • 0% Financing for monthly payment plan
  • $2 million liability upgrade included at no extra charge
  • Earn Airmiles!